Osijek is the heart of Slavonia, full of grain, valuable people and fertile fields. But the public is no longer aware of it because we are bombarded by daily writings about the incredible cast of emigration. More and more young and old are leaving Slavonia for a better future. They are looking for their happiness in Ireland and Germany. The social networks are crowded with the Slavonian community abroad which has been great and once again proved that Croatians are worthy workers. While others are building a new life in foreign countries, those who have decided to remain bumped to the end and barely survive the moon. In the market, loans to Osijek have appeared which are intended for people who have remained and are trying to live a normal life. So with these loans are popular loans Rijeka and loans in all other cities and towns in Croatia.
As the consumer basket, almost one thousand kunas is more expensive than the average Croatian wage, it is necessary to take out loans to survive. And it should be noted that the Slavonian pay is far lower than in Zagreb. Offered by loans in Osijek, loans are offered to cover emergency situations such as house and agricultural repairs, crop damage and unexpected travel due to health problems.
Agricultural loans are the most popular loans in Osijek
Osijek’s most popular loans are agricultural ones. They are designed specifically for farmers and their production. The aim is to stimulate agricultural activity and to ease the financial challenges faced by farmers. Hence, more favorable conditions and lower interest rates are offered. They are intended for the procurement of seeds, planting material, fertilizers, and protective agents, and are also paid for the maintenance of the mechanization. Such loans differ depending on whether the farmer as a natural person or as a legal person asks for them. A farmer as a natural person generally acquires a loan easier because creditworthiness is estimated on the basis of the liquidity of the trades and on the basis of receiving and settling the debts of the owner or tradesman.
If it is treated as a legal person, in order to approve the loan the farmer, ie his craft must successfully operate for at least three years.
Loans from Osijek are more sought after among employees of fixed-term employees
In addition to agricultural loans among Osijek loans, non-purpose loans were also paid out to the account of the loan applicant in kunas and can be used for any purpose they wish. They are most commonly used to cover current account minuses, account bills, and unpredictable life costs. This is especially difficult due to the low income that Slavons have as well as the fact that it is seldom who is employed for an indefinite period of time.
That is why high-end loans and time-honored loans have been offered by credit houses. Namely, they recognized the conditions on the market and embraced people who worked for a certain time as a potential client. In contrast, banks provide a fixed-term loan only to those clients who are at least 12 months old employed in the same company. A fixed-term loan, if approved by the bank, is given short term repayments. In this way, banks ensure the risk of the client losing the job and can no longer return to take the loan. Likewise, loans to smaller amounts of money are issued.